Business card rewards comparison

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Redeem now. Ink Business Cash® Credit Card. Apply now lock icon An icon in the shape of lock. On Chase's website. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals.

A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star. Icon of check mark inside a promo stamp It indicates a confirmed selection.

Annual Fee. Intro APR. Regular APR. Recommended Credit. Pros Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR offer for purchases Check mark icon A check mark.

No annual fee Check mark icon A check mark. You can pair this card with a card that earns Ultimate Rewards to redeem your cash back for travel. Cons con icon Two crossed lines that form an 'X'. Annual cap on bonus categories.

Ink Business Cash review External link Arrow An arrow icon, indicating this redirects the user. No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.

Best Chase card with unlimited flat-rate cash back. Ink Business Unlimited® Credit Card. Perks Earn unlimited 1. Earns 1. Intro APR offer Check mark icon A check mark. No annual fee. You can earn more cash back on some purchases with a card that has bonus categories.

Ink Business Unlimited review External link Arrow An arrow icon, indicating this redirects the user. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Best cash back business card for big spenders. No preset spending limit Check mark icon A check mark. Relatively high annual fee con icon Two crossed lines that form an 'X'.

Amex Blue Business Cash Card review External link Arrow An arrow icon, indicating this redirects the user. APRs will not exceed Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.

Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. No Annual Fee Terms Apply. Bank Business Triple Cash Rewards World Elite Mastercard®.

Strong welcome bonus and bonus categories for a no-annual-fee card Check mark icon A check mark. World Elite Mastercard benefits including cell phone protection. Foreign transaction fees con icon Two crossed lines that form an 'X'.

Relatively high minimum spending requirement to unlock bonus con icon Two crossed lines that form an 'X'. Bank Business Triple Cash Rewards World Elite Mastercard review External link Arrow An arrow icon, indicating this redirects the user.

How do I choose the best cash back business card for me? Will I be taxed for earning cash back on a business credit card? Do I need an EIN to get a business card? Can I get a business credit card if my personal credit score is low?

Can I use my business card for personal expenses? Tessa Campbell. Tessa Campbell is a Junior Investing Reporter for Personal Finance Insider. She reports on investing-related topics like cryptocurrency, the stock market, and retirement savings accounts.

She originally joined the PFI team as a Personal Finance Reviews Fellow in Her love of books, research, crochet, and coffee enriches her day-to-day life.

Katherine Fan. I'm the Senior Credit Cards Editor at Personal Finance Insider, and previously freelanced for Business Insider before joining the newsroom as a full-time employee.

I've published more than 1, articles, guides and reviews for a diverse range of media publications including Forbes Advisor, USA TODAY Blueprint, The Points Guy, NerdWallet, LendingTree, Slickdeals Money, CreditCards. com, Bankrate and more. My areas of expertise include points and miles travel; consumer and SMB credit cards; travel insurance; personal finance; SMB technology and software; consumer real estate investing; and insurance.

I'm also an experienced photojournalist who has covered Austin City Limits, South by Southwest and other global events for the Austin American-Statesman, Associated Press, Google and MSN. A proud Longhorn, I hold dual degrees in journalism and Asian American studies from the University of Texas at Austin.

I began my career in the tech industry as a software sales executive before returning to my media roots. A former third-culture kid who split time between Texas and Taiwan growing up, I'm more comfortable on a plane than I am with a multi-year apartment lease.

I've been to all seven continents as of February yes, including the icy one. In my free time, you'll probably find me hanging out in an airport lounge somewhere in the world; cooking Taiwanese beef noodle soup or handwrapped dumplings; splitting time between Austin and New York City; or plotting my next visit to Taiwan.

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While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. When starting a business or even side hustle, a business rewards credit card can be among the money-saving tools to reach your entrepreneurial goals.

Your spending habits may be uniquely suited to earning credit card points, miles or cash back. Or if you run a contracting business, you could be earning cash back on the building materials and supplies you buy.

Why not earn some of it back? Using a dedicated business credit card makes sense for a lot of reasons. Keeping your business and personal expenses separate is key for tax season, and it also makes it easier to track your spending and manage your budget.

The best card for your business depends on your spending habits, business needs and entrepreneurial goals. You might not always want to use your credit card rewards to reinvest in your business.

Maybe you want to accumulate some travel miles so you can book a dream vacation. Employee card purchases are treated the same as purchases associated with the primary cardholder, which means they earn rewards, too. You can also simplify expense tracking and record keeping by having all purchases charged to the same account.

Many issuers allow you to add employees for no additional fee. Most business cards come with built-in features that let you assign spending limits to individual employee cards.

Making the most of a business rewards credit card starts with having a plan. Here are concrete steps you can take to determine your rewards strategy and maximize your rewards earnings :. Take full advantage of lesser-known business card perks your card may offer, such as free employee cards, accounting software, travel insurance and consumer protections.

Aside from earning rewards, they can make managing your business easier. How to consolidate business debt. How to get a business line of credit: 5 steps. OnDeck vs. Credibly: Which small business lender is right for you?

How to choose a balance transfer credit card. Rebecca Lake. Written by Rebecca Lake Arrow Right Personal Finance Writer. Rebecca Lake is a freelance writer and blogger specializing in personal finance.

With a passion for helping others make smart financial decisions, she started writing about finance in and since then has contributed to a number of highly-visible brands online, including CreditCards. com, U. Kelly Waggoner. Edited by Kelly Waggoner Arrow Right Managing Editor, Credit Cards.

Kelly Suzan Waggoner is a managing editor at Bankrate, where she leads a team of writers and editors dedicated to helping you get the most out of your credit cards — whether to build credit, manage debt or maximize rewards.

The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit

Business card rewards comparison - The best business credit cards include AmEx Blue Business Cash, Ink Business Unlimited, U.S. Bank Business Triple Cash Rewards and Spark Miles for Business The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit

We give extra weight to perks especially useful or valuable for small-business owners, like being able to qualify with no personal guarantee, digital advertising credits, free employee cards and accounting perks. The best business card depends on the type of business you run and its needs, but here are the three highest-rated business cards on Bankrate:.

Many business credit cards are available to startups. The best business card for one business may not be the best one for yours. Starting to build your business credit could be as easy as establishing credit with vendors and suppliers.

But not all credit lenders will report accounts to business credit bureaus. Opening a business credit card is a better option. Another benefit is that you can avoid interest charges with a business credit card as long as you consistently pay your balance in full each month. A business credit score applies to businesses rather than individuals.

Unlike personal credit cards, business credit scores can range between one and depending on the business credit bureau. Business scores are also public and attached to an Employer Identification Number EIN rather than a Social Security Number. But you may have to pay to see your score or look up other businesses.

The most common alternatives to business cards are:. Business credit card transactions that are legitimate business expenses may be written off as a business expense in some cases. Interest paid on business credit cards transactions is tax deductible, much like the interest paid on a business loan.

For small business owners — particularly single-member LLCs and S-Corps, business cards are an important tool to help track your transactions and keep them separate from your personal expenses. Using business cards to organize expenses really helps me maximize deductions.

The rewards you earn with business credit cards aren't taxable, so if you maximize them you can earn substantial cash, points or miles. When you use the card exclusively for business expenses, you can also deduct the fees that are associated with these products. We use primary sources to support our work.

Can I build a good FICO score if a charge card is my only credit account? Accessed on Jan. Federal Reserve issues FOMC statement. Board of Governors of the Federal Reserve System.

Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Every reasonable effort has been made to maintain accurate information.

However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Apply for a credit card with confidence. When you find your odds, you get:. A personalized list of cards ranked by likelihood of approval.

No credit hits. Your personal information and data are protected with bit encryption. That means:. All of your personal information is protected with bit encryption. Your financial information, like annual income and employment status, helps us better understand your credit profile and provide more accurate approval odds.

Your financial information, like annual income and employment status, helps us better understand your credit profile. Credit Cards Business Advertiser Disclosure Advertiser Disclosure Bankrate. Robert Thorpe. Written by Robert Thorpe Arrow Right Editor, Personal Finance. Courtney Mihocik.

Edited by Courtney Mihocik Arrow Right Senior Editor, Credit Cards. Jason Steele. Reviewed by Jason Steele Arrow Right Former contributor, Credit Cards. Credit Card Search View card list Menu List Table of contents Why choose Bankrate Caret Down User We helped over , users compare business cards in Circle Check We evaluated over 40 business perks.

Lightbulb Over 47 years of experience helping people make smart financial decisions. The Bankrate Promise. User We helped over , users compare business cards in Why choose Bankrate The Bankrate Promise.

The Bankrate Promise At Bankrate we strive to help you make smarter financial decisions. View card list Collapse Caret Up. Best Business Credit Cards of February Capital One Venture X Business Rewards Credit Card : Best business card for travel perks and credits Capital One Spark Cash Plus : Best for annual cash bonus Ink Business Cash® Credit Card : Best business card for earning rewards on office expenses Ink Business Unlimited® Credit Card : Best business card for unlimited 1.

Table of contents Collapse Caret Up. Increase your odds of finding the perfect card. Increase your odds of finding the perfect card 1 in 3 people w ho try approval odds find a card they like.

See your approval odds. Featured business Card. Apply now Lock on Capital One's secure site. Limited Time Offer. Capital One Venture X Business Capital One Venture X Business.

Rating: 4. Bankrate review. Intro offer. Annual fee. Regular APR. Rewards details Caret Down 2X miles 2 miles on every purchase 5X miles 5 miles on flights booked through Capital One Travel 10X miles 10 miles on hotels and rental cars booked through Capital One Travel.

Pros Boasts valuable, practical travel perks, including annual travel statement credits, anniversary miles and airport lounge access, making it easy to offset the annual fee.

Offers ultra-flexible travel redemption, allowing you to redeem miles for travel via Capital One, transfer to participating airline partners and more. You can redeem miles for cash back, but doing so will cut the redemption value of your miles in half. Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions This card has no preset spending limit, so you get purchasing power that adapts to your spending needs.

Capital One Spark Cash Plus Capital One Spark Cash Plus. Pros The rewards program is straightforward and the flat-rate return on spending is generous.

Given its a charge card, there are no flexible financing options. Ink Business Cash® Credit Card Ink Business Cash® Credit Card. appOddsOn { aoProduct. Apply now Lock on Chase's secure site.

Pros The value of the sign-up bonus is superb. Rewards are generous, particularly for a no-annual-fee credit card. Cons Your bonus cash back is subject to cap. No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Ink Business Unlimited® Credit Card Ink Business Unlimited® Credit Card.

Rewards details Caret Down 1. Rewards can be transferred for extra value if you have a Chase Ultimate Rewards card. Cons Depending on your business spending habits, you might be able to earn more rewards with a bonus category credit card.

Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Capital One Spark Cash Select for Excellent Credit Capital One Spark Cash Select for Excellent Credit. Cons The card lacks transfer partners, limiting its redemption options. Other business cards offer higher rewards, even at a flat-rate.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card. Rating: 3. Apply now Lock on Bank of America's secure site.

Pros This card does not charge an annual fee. Cons There is no intro APR offer on balance transfers. This card charges a 3 percent foreign transaction fee. No annual fee. Choose how to redeem your cash rewards — as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.

After the intro APR offer ends, a Variable APR that's currently Contactless Cards - The security of a chip card, with the convenience of a tap. This offer may not be available if you leave this page or visit our website.

You can take advantage of this offer when you apply now. Pros Offers the one of the highest flat rates available: 2. Cons No bonus categories with boosted rates, which could help you earn rewards faster for specific purchases High annual fee cuts into reward earnings. Earn unlimited 2. The only business credit card with 2.

For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.

Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month. Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.

Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more. Member FDIC. Apply now Lock on American Express's secure site. Pros Offers a decent intro APR on purchases You can access Expanded Buying Power, a flexible financing option for Amex business cardholders.

APRs will not exceed Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing.

Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. No Annual Fee Terms Apply.

American Express® Business Gold Card American Express® Business Gold Card. Rating: 5 stars out of 5. Rewards details Caret Down 4X Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories.

Pros You get a generous return on some prime business-centric bonus categories. Cardholders get access to business expense management tools. Cons Your bonus cash back is subject to a cap. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required.

Your Card — Your Choice. Choose from Gold or Rose Gold. Revenued Business Card Revenued Business Card. Apply now Lock on Revenued's secure site. Your Flex Line spending limit is based on your business revenue, not your credit history, so your purchasing power can grow as your business grows.

Cons Though this combo is available with less-than-perfect credit, it still carries business revenue requirements that may be hard for some small-business owners to reach.

The card that cares less about your credit score and more about your business. Includes the Revenued Flex Line. A flexible line and business card bundled in one. No application, annual, or draw fee. Terms apply. Spending limit determined by cash flow of your business and other factors.

Ink Business Preferred® Credit Card Ink Business Preferred® Credit Card. Pros The sign-up bonus is one of the largest you'll find. The Business Platinum Card® from American Express The Business Platinum Card® from American Express.

Rewards details Caret Down 5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel. com 1. Pros The card touts a generous welcome offer. New benefits include bonus rewards on key business categories and an annual business-centric statement credit terms apply.

Cons The annual credits come with a number of caveats and can be tricky to maximize. The annual fee is one of the priciest on the market.

com, and 1X points for each dollar you spend on eligible purchases. Earn 1. wireless service providers. The American Express Global Lounge Collection® can provide an escape at the airport. Terms Apply. Capital One Spark Miles for Business Capital One Spark Miles for Business. Rewards details Caret Down 5x Unlimited 5X miles on hotels and rental cars booked through Capital One Travel 2X Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.

Relative to some competitors, this card is slim on ancillary business-centric benefits. Best for United Airline benefits. Pros Earn a first-year payout with the welcome offer. For a modest annual fee, the card comes with a nice set of airline perks not found with general-purpose business cards.

Cons Offers free checked bag but only for you and one companion. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.

The Blue Business® Plus Credit Card from American Express The Blue Business® Plus Credit Card from American Express. Rewards details Caret Down 2X Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.

Pros The rewards are generous for a no annual fee card. Your bonus rewards are subject to a cap. APR will not exceed It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

The Hilton Honors American Express Business Card The Hilton Honors American Express Business Card. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.

gas stations, on U. purchases for shipping, on wireless telephone services purchased directly from U. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.

restaurants, 3X on all other eligible purchases. Capital on Tap Business Credit Card Capital on Tap Business Credit Card. Apply now Lock on Capital On Tap's secure site.

Pros Relatively low on fees and includes no foreign transaction fee. The 1. Cons Not available to sole proprietorships the most common business structure or nonprofits. Features are limited, and the sign-up bonus has an incredibly high spend requirement compared to other business credit cards.

Pros Business owners can earn an unlimited 2 percent cash back in two eligible categories where they spend the most with this card. This card offers free employee cards and spending analysis tools to track card use. Capital One Spark Cash Plus.

Ink Business Cash® Credit Card. Ink Business Unlimited® Credit Card. Capital One Spark Cash Select for Excellent Credit. Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card.

The Blue Business® Plus Credit Card from American Express. Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. American Express® Business Gold Card. Revenued Business Card. Ink Business Preferred® Credit Card. The Business Platinum Card® from American Express.

Unlimited 5X miles on hotels and rental cars booked through Capital One Travel 2X miles on every purchase. The Hilton Honors American Express Business Card.

restaurants, airfare booked through Amex Travel and select car rentals 3X points on all other purchases. Capital on Tap Business Credit Card. Bank Business Leverage® Visa Signature® Card. Show 15 more rows. On This Page Compare our top cards What is a business credit card? Tips on choosing the best business card for you What people say about the best business credit cards In the news How we assess the best business cards Frequently asked questions Ask the experts.

A closer look at our best small business credit cards. Capital One Venture X Business Best for travel perks and credits. select this. from parent. Capital One Spark Cash Plus Best for annual cash bonus.

The high flat-rate cash back on this card is significant. Business owners who spend big every year and prefer flat-rate rewards.

Like the Spark Cash Plus, The Capital One Spark Select for Excellent Credit has no preset spending limit. While the rewards rate is a little lower, the welcome bonus is an upgrade.

Learn more: Why the Capital One Spark Cash Plus is an easy-to-use card for businesses. Read our full Capital One Spark Cash Plus review or jump back to offer details.

Ink Business Cash® Credit Card Best for earning rewards on office expenses. If most of your monthly business expenses go beyond routine office supplies, you may find that a flat-rate card like the Ink Business Unlimited® Credit Card offers more value.

Read our full Ink Business Cash Credit Card review or jump back to offer details. Ink Business Unlimited® Credit Card Best for large welcome offer.

You earn unlimited cash back on all purchases and get the rare benefit of an intro APR offer on purchases. Plus, it provides employee cards for no extra cost.

The Capital One Spark Cash Select for Excellent Credit offers the same rewards rate, but its sign-up bonus comes with a much lower spending requirement. Learn more: Is the Ink Business Unlimited worth it? Read our full Ink Business Unlimited Credit Card review or jump back to offer details.

Capital One Spark Cash Select for Excellent Credit Best for no balance transfer fee. Also, compared to its sibling card — the Capital One Spark Cash Plus — the welcome bonus is an upgrade over most at this tier.

Small-business owners who prefer simple rewards programs and only travel occasionally. If the credit score requirement for the Spark Select is a bit too high, the Brex 30 Card could be a good alternative. Read our full Capital One Spark Cash Select for Excellent Credit review or jump back to offer details.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Best for Bank of America customers. Business owners whose purchases cover various spending categories and prefer banking with Bank of America.

Big spenders willing to look outside of Bank of America may find more value with the Capital One Spark Cash Plus card and its higher unlimited cash back rate on all eligible purchases. Read our full Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card review or jump back to offer details.

A rewards card with tiered categories may be better if your business spending is more aligned with specific business purchases.

The Ink Business Cash® Credit Card charges no annual fee and offers a high cash back rate on office supply store, internet, cable and phone service purchases. Read our full Ink Business Premier review or jump back to offer details.

The Blue Business® Plus Credit Card from American Express Best no-annual-fee business card. Business owners with high monthly expenses may get more value from the Capital One Spark Cash Plus, which also offers flat-rate rewards on purchases but does not put a cap on earnings.

Read our full The Blue Business Plus Credit Card from American Express review or jump back to offer details. Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Best for customizable cash back category.

Business owners who can benefit from boosted rewards rates on purchases in select business categories. Read our full Bank of America Business Advantage Customized Cash Rewards Mastercard credit card review or jump back to offer details.

American Express® Business Gold Card Best for reward category flexibility. American Express offers a high rewards rate on six valuable, business-oriented categories, making it easy for businesses to rack up earnings with this card. Small-business owners with ever-changing spending habits.

Learn more: Is the Amex Business Gold card worth it? Read our full American Express Business Gold Card review or jump back to offer details.

Revenued Business Card Best for fair credit. Approvals and finance charges are based on your business revenue and history, not your personal credit, so this prepaid card and flex spending line combo could be a big help if you have a growing business but struggle to find affordable financing.

If you have a good enough credit score to qualify and can avoid carrying a balance, a traditional business card could be a cheaper option. The Capital on Tap Business Credit Card carries a lower rewards rate but offers credit limits up to a high amount with no annual fee. Read our full Revenued Business card review or jump back to offer details.

Ink Business Preferred® Credit Card Best for flexible travel redemption. You also have the opportunity to transfer your points at a ratio to big-name airline and hotel partners like United, Southwest, British Airways, Marriott and Hyatt. Small-business owners seeking boosted travel rewards without sacrificing business rewards.

The American Express Business Gold Card offers elevated rewards on spending in your top two select categories where your business spent the most each billing cycle. Read our Ink Business Preferred Credit Card review or jump back to offer details.

The Business Platinum Card® from American Express Best for luxury travel perks. Big spenders who frequently travel and want access to the most premium travel benefits.

The American Express Business Gold Card may be a better match if your business requires little traveling. Not only will you spend a lot less on annual fees, but you stand to earn a higher rewards rate on your top expense categories.

Read our full The Business Platinum Card from American Express review or jump back to offer details. Capital One Spark Miles for Business Best for easy rewards redemption. While some travel credit cards have complicated rewards structures, the Capital One Spark Miles for Business keeps it simple.

You can book travel through Capital One or use your miles to cover travel-related purchases made on your card within the last 90 days, including airfare, hotel bookings, transit and more. Read our full Capital One Spark Miles for Business review or jump back to offer details. Small businesses that prefer the value of points over the convenience of cash back may prefer the Blue Business Plus Credit Card from American Express.

Read our full American Express Blue Business Cash review or jump back to offer details. The Hilton Honors American Express Business Card Best for Hilton benefits. This card provides remarkably high rewards rates at Hilton hotels and for business purchases. Coupled with Hilton Honors Gold Status, this card offers more reward opportunities than other travel cards.

In fact, 1 Capital One mile can be worth more than 1 Hilton Honors point based on Bankrate's latest credit card point valuations , which give Capital One miles an average value of around 1.

Read our full Hilton Honors American Express Business Credit Card review or jump back to offer details. Capital on Tap Business Credit Card Best for potentially high credit limit. This card earns flat-rate rewards on all business purchases. It also has no annual fee or foreign transaction fees, making it ideal for small businesses that frequently make purchases abroad or online with international merchants.

The Bank of America Business Advantage Unlimited Cash Rewards card also has no annual fee and offers the same flat cash back rate. Plus, existing Bank of America and Merrill customers stand to earn significantly higher rewards through its Preferred Rewards program , provided they meet program requirements.

Read our full Capital on Tap Business Card review or jump back to offer details. Small-business owners loyal to United Airlines looking for boosted rewards on travel, office supplies, dining, gas and local transit make it a solid choice.

You can earn rewards on hotel and car rentals booked directly in the Rewards Center and travel-related purchases such as gas, airfare, hotels and EV charging stations along with a generous welcome bonus.

This card is an excellent choice for business owners and their employees who must travel extensively for business meetings, conferences, and other similar events since it allows you to earn the most reward points through its travel-related bonus categories.

Read our full U. Brex Card BEST FOR BUSINESS DISCOUNTS. Business owners who have a connected Brex Cash Account to pay their balance daily can earn elevated rewards for six tiered spending categories, with the highest rewards rate on rideshare and travel purchases.

You can also qualify for special discounts from business-related partners, such as Slack, QuickBooks and Google Ads. Businesses who will utilize special discounts, or those who never plan on carrying a balance on their card in order to receive maximum reward earnings.

Bank Business Leverage® Visa Signature® Card Best business card for automatic bonus categories. These include your: Business name and contact information Role in the company Annual business income Business details Supporting documentation such as an Employer Identification Number. Bankrate Insight If you run a part-time business — like a side hustle or gig — a business card is a great credit tool.

Pros and cons of business credit cards. Checkmark Working capital: A business credit card can help address short-term financing needs. Checkmark Lenient qualification: It can be easier to qualify for a business credit card than a business loan or line of credit.

Checkmark Credit limits: Business credit cards usually provide higher credit limits than consumer credit cards. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Refer to your Guide to Benefits for more details.

Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here. Get Started Savings CDs Checking Accounts Student Loans Personal Loans Credit Scores Life Insurance Homeowners Insurance Pet Insurance Travel Insurance Banking Best Bank Account Bonuses Identity Theft Protection Credit Monitoring Small Business Banking.

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Personal Finance Insider researches a wide array of offers when making recommendations; however, we make no warranty that such information represents all available products or offers in the marketplace. Credit Cards. Written by Jasmin Baron and Katherine Fan ; edited by Sarah Silbert ; reviewed by Angela Fung.

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It symobilizes a website link url. Copy Link. JUMP TO Section. Best Business Rewards Credit Cards Compare the Best Rewards Business Cards FAQs Best Business Credit Card With Rewards Reviews Why You Should Trust Us. Redeem now. Best flat-rate cash back with no annual fee.

Apply now lock icon An icon in the shape of lock. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star.

Icon of check mark inside a promo stamp It indicates a confirmed selection. Annual Fee. Intro APR. Regular APR. Recommended Credit.

Pros Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR offer Check mark icon A check mark. No annual fee. Cons con icon Two crossed lines that form an 'X'.

Amex Blue Business Cash Card review External link Arrow An arrow icon, indicating this redirects the user. APRs will not exceed Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing.

That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

No Annual Fee Terms Apply. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best uncapped cash back. Ink Business Unlimited® Credit Card. On Chase's website. Perks Earn unlimited 1. Earns 1. You can earn more cash back on some purchases with a card that has bonus categories.

Ink Business Unlimited review External link Arrow An arrow icon, indicating this redirects the user. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Ink Business Cash® Credit Card. Intro APR offer for purchases Check mark icon A check mark. No annual fee Check mark icon A check mark. You can pair this card with a card that earns Ultimate Rewards to redeem your cash back for travel. Annual cap on bonus categories.

Ink Business Cash review External link Arrow An arrow icon, indicating this redirects the user. No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

Strong welcome bonus and bonus categories for a no-annual-fee card Check mark icon A check mark. World Elite Mastercard benefits including cell phone protection. Foreign transaction fees con icon Two crossed lines that form an 'X'. Relatively high minimum spending requirement to unlock bonus con icon Two crossed lines that form an 'X'.

Bank Business Triple Cash Rewards World Elite Mastercard review External link Arrow An arrow icon, indicating this redirects the user. Best for earning travel points with no annual fee. The Blue Business® Plus Credit Card from American Express. The rare no-annual-fee card to earn Amex Membership Rewards points Check mark icon A check mark.

Amex Blue Business Plus Card review External link Arrow An arrow icon, indicating this redirects the user. APR will not exceed It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

Best overall travel rewards card. Ink Business Preferred® Credit Card. High sign-up bonus Check mark icon A check mark. Offers 3x bonus points on several spending categories, including travel and advertising purchases Check mark icon A check mark.

Includes comprehensive travel coverage. Welcome bonus has a very high minimum spending requirement. Ink Business Preferred Card review External link Arrow An arrow icon, indicating this redirects the user.

Member FDIC. Best travel rewards card with luxury perks. The Business Platinum Card® from American Express. Perks Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.

More travel benefits than you'll find on any other business credit card Check mark icon A check mark. Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass enrollment required Check mark icon A check mark.

Complimentary hotel elite status enrollment required Check mark icon A check mark. Access to Amex concierge services.

Very high annual fee con icon Two crossed lines that form an 'X'. Limited opportunities to earn bonus points con icon Two crossed lines that form an 'X'. Annual statement credits won't be useful for everyone.

Amex Business Platinum Card review External link Arrow An arrow icon, indicating this redirects the user.

com, and 1X points for each dollar you spend on eligible purchases. wireless service providers. The American Express Global Lounge Collection® can provide an escape at the airport.

Terms Apply. Best for automatically maximizing rewards. American Express® Business Gold Card. You can bonus points on the categories where you make the most purchases from a list of options Check mark icon A check mark. High annual fee. Amex Business Gold Card review External link Arrow An arrow icon, indicating this redirects the user.

Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel. com using your Business Gold Card. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required. Your Card — Your Choice. Choose from Gold or Rose Gold.

How can I qualify for a business credit card? What is the best business rewards card? I already have a personal credit card. Why should I get a business credit card? If my personal credit score is low, am I still eligible to get a business credit card?

Card comparison tool Compare credit cards side-by-side Read our full Bank of America Business Advantage Unlimited Cash Rewards Mastercard Earn up to 5X points on business travel and 60, bonus points with the new U.S. Bank Business Altitude™ Connect Card. Apply now Learn more. Choose a Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit: Business card rewards comparison
















Brex Rewarrs BEST FOR Business card rewards comparison DISCOUNTS. American Business card rewards comparison Business Gold Card. If you cmoparison to exceed that Businesz with business purchases, perhaps consider a card with a higher spending cap. Relatively high minimum spending requirement to unlock bonus con icon Two crossed lines that form an 'X'. Read our full Revenued Business Card review. Also, you may want to consider other Bank of America Business credit card options. com 1. Investing Angle down icon An icon in the shape of an angle pointing down. Points are worth less when redeemed for non-travel purchases. In addition, the right business card should help you earn bonus rewards on spending that you are already doing. APR will not exceed The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit Get rewarded on expenses with new cardmember bonus offers, and by earning cash back rewards, airline miles, or credit card reward points on all your business Special Welcome Offer. Earn , Membership Rewards® Points. after you spend $15, in qualifying purchases on the Card within your first 3 months of Card Business credit cards ; Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card · No reviews yet · 1% - 3% · $0. Welcome bonus. $ The best business rewards credit cards can give small business owners thousands of dollars in cash back, miles or points each year Best Business Credit Card With Rewards Reviews · The American Express Blue Business Cash™ Card · Ink Business Unlimited® Credit Card · Ink Business The best business credit cards include AmEx Blue Business Cash, Ink Business Unlimited, U.S. Bank Business Triple Cash Rewards and Spark Miles for Business Business card rewards comparison
Additional options: U. You can also Lower Interest Rates expense crd and comaprison Corporate rewards programs by having all purchases charged to the same account. Earn unlimited 2X miles on every purchase, everywhere—with Corporate rewards programs limits comparisno category restrictions This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. Beyond rewards, this card provides expense management tools and helpful features if your business requires travel. Southwest Rapid Rewards ® Premier Business Credit Card. empty checkbox Compare the Ink Business Cash ® Credit Card checkmark Comparing the Ink Business Cash ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. Chase Ink Business Cash credit card review. Not only can you earn 2 miles per dollar on direct Delta purchases and at restaurants along with 2 miles per dollar on U. and even thepointsguy. How to consolidate business debt. View All Ink Business Preferred® Credit Card Details. from parent. The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit Rewards: Earn % cash back rewards on every business purchase. Welcome offer: Earn $ bonus cash back after spending $6, on purchases in Earn up to 5X points on business travel and 60, bonus points with the new U.S. Bank Business Altitude™ Connect Card. Apply now Learn more. Choose a Compare business credit card benefits and features from American Express and select the right card for your business The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit Business card rewards comparison
The information about the Capital One® Spark® Classic for Rwards card has PP lending marketplace analysis collected compatison Corporate rewards programs Bankrate. It Busineess a confirmation of your intended interaction. APR will not exceed mid-tier business owners who fly Delta. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Read our full Revenued Business Card review. Just remember, the amount you can spend above your credit limit is not unlimited. He was one of the original contributors to The Points Guy, and his work has been appearing there since Rewards Flexibility: 4. Auto Calculators. empty checkbox Compare the Ink Business Cash ® Credit Card checkmark Comparing the Ink Business Cash ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. When you apply for a small business credit card, your personal credit report typically is reviewed. The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit Special Welcome Offer. Earn , Membership Rewards® Points. after you spend $15, in qualifying purchases on the Card within your first 3 months of Card You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees The best business rewards credit cards can give small business owners thousands of dollars in cash back, miles or points each year Card comparison tool Compare credit cards side-by-side Read our full Bank of America Business Advantage Unlimited Cash Rewards Mastercard Best small business credit cards ; Best for cash back: *Capital One Spark Cash Plus Credit Card ; Best for travel: Ink Business Preferred® Credit We've compared and considered the best business credit cards - these are the ones that offer the greatest value, whether your business is Business card rewards comparison
Balance Compxrison Cards. Why We Chose It The Chase Ink Business Cash is comparisn excellent Business card rewards comparison annual fee card Military loan forgiveness small business Corporate rewards programs. Buainess the best business credit card for you. A rewards card with tiered categories may be better if your business spending is more aligned with specific business purchases. Amex Business Platinum card review. In my free time, you'll probably find me hanging out in an airport lounge somewhere in the world; cooking Taiwanese beef noodle soup or handwrapped dumplings; splitting time between Austin and New York City; or plotting my next visit to Taiwan.

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The Best American Express Business Cards Compared Best business credit cards of February 2024

Business card rewards comparison - The best business credit cards include AmEx Blue Business Cash, Ink Business Unlimited, U.S. Bank Business Triple Cash Rewards and Spark Miles for Business The best way to compare business credit cards is to focus on approval requirements, annual fees and rewards rates. By calculating how much the You can compare Best Business Credit Cards by evaluating the types of rewards they offer, determining what you can earn with each card, and looking at fees Need the best business credit cards? Check out the best business credit cards sorted by rewards, benefits, low interest rates, etc. Get a business credit

Unlimited 1. Reward your business with flexible and rich rewards. Earn 3X points on shipping and other select business categories.

Earn up to 75, Bonus Points after qualifying purchases. Make the most of your small business spending with accelerated earning wherever you spend the most. Earn , bonus miles after qualifying purchases.

Earn 2x miles on United purchases, dining, at gas stations, office supply stores and on local transit and commuting. Plus, enjoy a free first checked bag and other great United travel benefits.

Terms apply. Travel in luxury. Enjoy United Club SM membership and 2 free checked bags. Plus, earn rewards faster with 2x miles on United purchases and 1. Earn 4X points on Southwest ® purchases and 2X points on purchases for your business in select categories.

Plus, 9, anniversary bonus points each year. Earn 3X points on Southwest ® purchases, 2X points on local transit and commuting, and 1X points on all other purchases. Plus, 6, anniversary points each year.

Earn IHG One Rewards points on every purchase. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for and doesn't provide any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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Avios 3 Opens Avios brands page in the same window. However, there is a foreign transaction fee which means it's not an ideal credit card for travel overseas. Chase Ink Business Unlimited credit card review. Plus, big spenders can earn an additional yearly bonus. Also, employees earn rewards when they use their cards.

Rewards are redeemable as statement credits, checks, or gift cards. Capital One Spark Cash Plus card review. It comes with a decent welcome bonus, a good intro APR offer, and a selection of travel and shopping benefits.

This makes it a great option for businesses looking to pay off larger purchases over multiple billing cycles. Your cash back rewards will be automatically credited to your statement.

So if you don't want to redeem your rewards as statement credits, this card isn't a good fit. Employee cards can be set up with spending limits you can do so online or by calling American Express , as well as alerts and management through the American Express App.

Amex Blue Business Cash card review. Bank Business Triple Cash Rewards World Elite Mastercard earns unlimited cash back on gas, office supply stores, travel, and cell phone service providers no cap. Folks also receive a terrific intro APR offer, annual software credit, and solid rewards and perks including World Elite Mastercard benefits.

Bank Business Triple Cash Rewards World Elite Mastercard is ideal for businesses that spend big in these bonus categories, and those who would benefit from the decent intro APR offer. Bank Business Triple Cash Rewards World Elite Mastercard does charge foreign transaction fees, which doesn't make it ideal for travel overseas.

The card also has a high spending requirement before you can unlock the bonus. It's also important to keep in mind that purchases made by authorized users don't count towards the minimum spending requirement. You can also redeem rewards with Real-Time Rewards which you can then use to cover eligible purchases charged to your card.

US Bank Business Triple Cash Rewards card review. The small business credit card scene is wild. Many offers are considerably better than on consumer products in the same genre. And cash back credit cards are aplenty. We've added to this post the absolute best cash back business credit cards based on the following features:.

Here's more about how we rate and review credit cards at Personal FinanInsider. Read our editorial standards. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company.

Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost.

In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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Advertising considerations may impact how and where products appear on this site including, for example, the order in which they appear but do not affect any editorial decisions, such as which products we write about and how we evaluate them. Personal Finance Insider researches a wide array of offers when making recommendations; however, we make no warranty that such information represents all available products or offers in the marketplace.

Credit Cards. Written by Tessa Campbell and Katherine Fan ; reviewed by Angela Fung. Share icon An curved arrow pointing right. Share Facebook Icon The letter F.

Facebook Email icon An envelope. It indicates the ability to send an email. Email Twitter icon A stylized bird with an open mouth, tweeting.

Twitter LinkedIn icon The word "in". Earn unlimited 1. No annual fee. Choose how to redeem your cash rewards — as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.

After the intro APR offer ends, a Variable APR that's currently Contactless Cards - The security of a chip card, with the convenience of a tap. This offer may not be available if you leave this page or visit our website.

You can take advantage of this offer when you apply now. View All Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Details. BEST FOR LARGE PURCHASES. Our rating: 3. Overall rating Our rating: 3.

Rewards Value 4. APR 1. Features 3. Earn unlimited 2. The only business credit card with 2. For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.

Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month. Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.

Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more. Member FDIC.

Regular APR Flex for Business Variable APR: BEST FOR LONG INTRO APR PERIOD ON PURCHASES. The Blue Business® Plus Credit Card from American Express. Apply now at American Express's secure site.

Rewards rate 2X Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. Annual fee No annual fee Regular APR Annual Percentage Rate 5. Pros Enjoy a lengthy introductory APR to pay off large purchases over a set period of time, without accruing steep interest charges.

Points are worth less when redeemed for non-travel purchases. Terms apply. Bottom Line With no annual fee and a simple earning scheme, the Amex Blue Business Plus is a solid choice for travel enthusiasts who want to earn Membership Rewards.

APR will not exceed It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

No Annual Fee Terms Apply. Annual Fee No annual fee. View All The Blue Business® Plus Credit Card from American Express Details.

Best for businesses going back to the office. Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. Annual Percentage Rate 2. Pros This card charges no annual fee. Cash rewards never expire as long as your account remains open.

Cons Rewards cannot be transferred to other loyalty programs. Bottom Line With a choice of bonus categories and a high rewards rate, this no-annual-fee card offers businesses plenty of value.

That means you could earn up to 5. Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.

To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage , our small business online banking. You can change it once each calendar month, or make no change and it stays the same.

View All Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Details. Best Corporate Card.

American Express® Business Gold Card. Rewards rate 4X Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. com using your Business Gold Card. Rewards Flexibility 3. You can still earn a high rate of rewards even as your spending shifts.

Cons Points are worth less when redeemed for non-travel purchases. The card has a steep annual fee. Bottom Line The Amex Business Gold card is best suited for frequent business travelers who can take advantage of a higher point value on eligible travel purchases.

Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required. Your Card — Your Choice. Choose from Gold or Rose Gold. View All American Express® Business Gold Card Details.

Best for fair or limited credit. Revenued Business Card. Apply now at Revenued's secure site. All categories apply. Its cash back rate is easily the best flat rate available on a business card with no annual fee. The card that cares less about your credit score and more about your business.

Includes the Revenued Flex Line. A flexible line and business card bundled in one. No application, annual, or draw fee. Spending limit determined by cash flow of your business and other factors.

Intro Purchase APR Factor based. View All Revenued Business Card Details. BEST FOR SIGN-UP BONUS. Ink Business Preferred® Credit Card. Rewards Value: 3.

Annual Percentage Rate: 1. Rewards Flexibility: 4. Features: 3. Wide variety of other redemption options include outside travel purchases, cash back and gift cards. Bottom Line Ultimate Rewards are extremely versatile, and the generous intro bonus and rewards rate on this card makes it easy to rack up flexible points.

View All Ink Business Preferred® Credit Card Details. BEST FOR FLAT-RATE CASH BACK. Capital One Spark Cash Plus. Rewards Value 5. As a charge card, this card requires you to pay off your balance in full each billing cycle and carries no ongoing APR or introductory APR offers.

View All Capital One Spark Cash Plus Details. BEST FOR LUXURY TRAVEL PERKS. The Business Platinum Card® from American Express. Rewards rate 5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel. com 1. Annual Percentage Rate 1.

Features 5. Up to 1,, bonus points per calendar year when you book on amextravel. Cons Points are worth less on non-travel redemptions. Bottom Line The Amex Business Platinum card is certainly expensive, but plentiful credits and travel perks can make it worth it for the right kind of cardholder.

com, and 1X points for each dollar you spend on eligible purchases. Earn 1. wireless service providers. The American Express Global Lounge Collection® can provide an escape at the airport.

Terms Apply. View All The Business Platinum Card® from American Express Details. BEST FOR REWARDS. Capital One Spark Miles for Business. Rewards rate 5x Unlimited 5X miles on hotels and rental cars booked through Capital One Travel 2X Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.

Rewards Flexibility 5. Pros Redeem your miles for any travel purchase made in the last 90 days — no matter where you book.

Earn the same flat rate of miles on every purchase. Cons Earn the same flat rate of miles on every purchase. Bottom Line The Spark Miles for Business is a standout in terms of flexibility: you earn a flat rate of miles on all purchases and can redeem them in multiple ways.

View All Capital One Spark Miles for Business Details. BEST FOR NO ANNUAL FEE. Annual Percentage Rate 4. Pros High rate of cash back for a card with no annual fee. Cash back is automatically applied as a statement credit at the end of each billing cycle. Big business spenders may be able to find a more lucrative business credit card, albeit for an annual fee.

APRs will not exceed Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing.

Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

BEST FOR HILTON LOYALISTS. The Hilton Honors American Express Business Card. Rewards Value: 5. Annual Percentage Rate: 4. Why we like this card The Hilton Honors American Express Business Card can be an excellent choice for cardholders who spend a lot of money on business travel and hotels.

Pros An opportunity to score multiple free nights each year. Impressive travel perks, including 10 free Priority Pass lounge visits annually enrollment required , travel and purchase protections and various Hilton hotel privileges.

The point value for redemptions options other than hotel stays is very low. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.

gas stations, on U. purchases for shipping, on wireless telephone services purchased directly from U. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U. restaurants, 3X on all other eligible purchases.

View All The Hilton Honors American Express Business Card Details. Best for low interest. Capital on Tap Business Credit Card. Apply now at Capital On Tap's secure site. Issuer Customer Expierence 5. Pros Unlimited employee cards with individual spending limits. Once approved, cards should arrive quickly, within four days.

Cons Not open to sole proprietors. Bottom Line The best feature about the Capital on Tap card will be its potential for a low variable interest rate. View All Capital on Tap Business Credit Card Details.

Delta SkyMiles® Gold Business American Express Card. Rewards rate 2X Earn 2 miles per dollar spent on purchases at U. Shipping providers and at U. Why we like this card Frequent Delta flyers will love the Delta SkyMiles Gold Business American Express Card. Fuel surcharges can add significant costs to your bill, especially on international flights.

com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. Earn 2 miles per dollar spent on purchases at U. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.

Earn 1 Mile on every eligible dollar spent on other purchases. Pay no foreign transaction fees when you travel overseas. Terms and limitations apply. View All Delta SkyMiles® Gold Business American Express Card Details. BEST FOR STARTUPS. Brex Card. Our rating: 5. Apply now at Brex's secure site.

Rewards rate 7X 7X Rideshare 4X 4X Brex Travel 3X 3X Restaurants 2X 2X Recurring software 1X 1X Everything else. Overall rating Our rating: 5. Customer Experience 4. Why we like this card The Brex Card can be a great option for new business owners since it requires no personal guarantee and no personal credit check.

Pros Quick approval process with no personal guarantee or personal credit check required. Generous rewards, discounts and credits that match typical startup spending. To earn bonus points, you need to make the Brex your exclusive corporate card.

Bottom Line The Brex Card is designed to match typical startup spending and makes the application process fast and easy. Brex offers a corporate credit card designed to help companies boost their spending power and grow faster.

Build business credit from day one with a card that's automatically paid monthly. No credit check, no personal guarantee, no account fees, and no interest.

Save time and money with auto-generated receipts and built-in controls for real-time tracking and reporting. Issue unlimited virtual and physical cards to your team, and set custom limits with auto-enforced rules on each card. Brex Mastercard® issued by Emigrant Bank, Member FDIC.

Brex Cash provided by Brex Treasury LLC, member FINRA and SIPC. Brex Treasury is not a bank; Brex Cash is not a bank account. Testimonials may not represent experiences of all clients. Terms apply, visit brex. View All Brex Card Details. Show More Cards. Back to top. On this page Our top picks Business credit card details What are business credit cards Pros and cons Who should get a business credit card How to choose a business credit card Our methodology Frequently asked questions.

Comparing the best business credit cards of Business Credit Card Best For Intro Bonus Rewards Rate Annual Fee CreditCards. com, 1. Alternatives : If your high-spending categories tend to lean toward travel purchases, you could get more value out of the Capital One Spark Miles for Business.

It earns 5X miles on hotels and rental cars booked through Capital One Travel and 2X miles on every other purchase. Bottom line: This no-annual-fee business credit card is an excellent option for owners who spend heavily within the bonus cash back categories. Best for simple rewards program: Ink Business Unlimited® Credit Card Best Features: Not only will you earn unlimited 1.

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