Fraud prevention advice

Read more Explore basics. Key terms. Elder financial exploitation Foreclosure relief scam Fraud alert for prevention Fraud by fiduciaries Identity theft Imposter scams Mail fraud Phishing Security freeze for prevention Spoofing Wire or money transfer fraud Explore key terms.

Best practices and leading research for helping others with money questions Watch our webinar on protecting against and recovering from identity theft and scams Build a collaborative network of elder justice professionals in your community See more resources to use with the people you serve.

Understand your situation Common issues. You notice an unauthorized transaction or money missing from your bank account You and your family are worried about fraud after a natural disaster You think a family member or friend might be the victim of financial exploitation Explore common issues.

Know your rights. Find out how to get your money back if someone took funds out of your checking account without approval Consider adding your phone number to the National Do Not Call Registry Contact your local adult protective services agency if the victim is an older person or a person with a disability Explore your rights.

Take action How-to guides. Send off your payment for those interesting products, for instance, and you may get nothing, or just an item of little value—like a sticker instead of the piece tool set you ordered, Stokes says. Spotting a Social Media Scam If you receive an odd message from a friend or relative, they were likely hacked, says Velasquez at the Identity Theft Resource Center.

Contact them off the platform to see if a scammer was reaching out in their name. That stranger who wants to get to know you on social media? They may be after money and not friendship.

And keep in mind that any information you share on social media—from your answers on those ever-present quizzes to pictures from a recent vacation to a health diagnosis—can be used by scammers to buddy up to you and gain your trust.

Also, any loan or investing opportunity that sounds too good to be true probably is—especially cryptocurrency investment offers. While certain ads in your feed may be legitimate, it can be tough to tell.

But scammers can duplicate such visuals, as well as logos. For instance, if you used a credit card to pay for an item that never arrived, contact your card issuer. If you lost money investing in cryptocurrency, your odds of recouping it are low, experts say.

If you have to open a new account, alert friends not to communicate with the old account, to reduce their likelihood of being scammed, too.

When using an ATM, you probably should shield your PIN to make sure no would-be thief sees it. If you encounter a jammed ATM terminal and a stranger is on hand offering advice, find another location with a functional machine.

You may want to do the same if someone is just loitering near an ATM you want to use, especially if they try to strike up a conversation. And if you lost money through an ATM scam, call the police and file a report as soon as possible. Also, immediately contact the bank to request a refund.

If you report the crime within two days, you should be protected under the Electronic Fund Transfer Act. During the pandemic, restaurants started using QR codes to give touchless access to menus.

Patrons scanned the code with their smartphone camera and a link to the menu popped up. But scammers are also creating QR codes that can lead to fake payment websites or download malware, the FBI says.

The Better Business Bureau says these may show up in emails or texts offering debt consolidation, on ad flyers, on phony parking tickets placed on windshields, or on stickers put on parking meters.

Illustration: Consumer Reports, Getty Images Illustration: Consumer Reports, Getty Images. Think twice if you see a QR code on a sticker. Also, bypass any that look odd very big, small, or pixilated or are in text or email payment requests, says lawyer Steve Weisman, founder of Scamicide, a website that tracks numerous kinds of scams.

Before you use a code, check the website address displayed. But these strategies can help decrease the volume significantly. On an Android phone, go to the phone app, then Settings, then Blocked numbers, and turn on Unknown.

On an iPhone, go to phone Settings, then Phone, then choose Silence Unknown Callers. And you can sign up for the National Do Not Call Registry. For Emails Email platforms do try to block dangerous emails such as phishing attempts, but some could still get into your inbox.

For Social Media Accounts Make these as private as possible to keep the circle of people who can post or send you messages small. Reporting your experience can help federal officials crack down on such criminal activities.

gov , and the National Do Not Call Registry. Slow down. Scammers often press you for immediate action. Share less of your personal info. Online quizzes can also provide personal info to scammers.

Delete old accounts. The more digital accounts you have, the greater the risk of your personal info being stolen or misused. Shut accounts you rarely use and delete the apps. Allow automatic software updates. These ensure that you always have the latest security patches for smartphone, computer, and router operating systems.

Allowing them is usually the default setting, so you might not need to do anything. Double up. Multifactor authentication provides an extra layer of security. So if someone steals your bank or email password and tries to use it from an unrecognized device, the account remains sealed until you respond with a second proof of identity like a one-time code.

Scammers may try to get these codes, so never share them over the phone or via text or email. Stick with safe payment methods. CFG: Translation Menu Español CFG: Secondary Menu Report Fraud Read Consumer Alerts Get Consumer Alerts Visit ftc. Breadcrumb Home Articles Vea esta página en español.

Printable PDF. Order Free Copies. Recognizing these common signs of a scam could help you avoid one. Search Terms. pdf All Scams. Avoiding and Reporting Scams. July Related Items. What To Do if You Were Scammed.

Return to top.

Stay informed on the latest cyber threats Use Strong Passwords Keep your software up to date and maintain preventative software programs

What You Can Do to Avoid Identity and Credit Fraud

Video

Fintech Fraud Prevention: Tips \u0026 Best Practices from Leading Experts \u0026 Operators

Fraud prevention advice - Secure your personal information Stay informed on the latest cyber threats Use Strong Passwords Keep your software up to date and maintain preventative software programs

Download our Fraud Prevention Checklist. Safeguarding your business from fraudulent attacks doesn't have to be a full-time job — at least not for you. Our Treasury Management team can get you started with Positive Pay, as well as review opportunities to improve cash flow, maximize investments, lower costs, and better control your business funds.

If you are a business customer of Rockland Trust and experience suspicious account activity, please contact our Customer Information Center at At Rockland Trust, the security of your assets is our top priority. Rockland Trust Online Banking gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.

Rockland Trust gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.

Skip to main content Download Acrobat Reader 5. Share this:. Guard your online information. Be sure to continually maintain the security software of your computers and teach employees to avoid entering personal information like financial information and log-in credentials into public computers, which may contain software that captures passwords or other information upon entry.

Look for HTTPS at the start of a URL on a website when logging into an account or exchanging data with, such as banking or ordering items online.

Monitor your accounts. It is recommended to log into your financial account daily through online banking or a mobile banking app that enables you to keep an eye on your balances and account activity and ensures that you catch unauthorized transactions quickly.

At Rockland Trust, you can also set up online banking alerts to notify you of transactions or changes in your account based on your preferences.

Business Email Compromise. Be aware of emails that note a change of financial data, attachments, links, unusual content and requests. Be certain that your team is validating changes to financial data by phone with a trusted contact every time!

Shred sensitive documents. Best practices and leading research for helping others with money questions Watch our webinar on protecting against and recovering from identity theft and scams Build a collaborative network of elder justice professionals in your community See more resources to use with the people you serve.

Understand your situation Common issues. You notice an unauthorized transaction or money missing from your bank account You and your family are worried about fraud after a natural disaster You think a family member or friend might be the victim of financial exploitation Explore common issues.

Know your rights. Find out how to get your money back if someone took funds out of your checking account without approval Consider adding your phone number to the National Do Not Call Registry Contact your local adult protective services agency if the victim is an older person or a person with a disability Explore your rights.

Take action How-to guides. Submit a complaint. You can submit a complaint with the Federal Trade Commission. Get started. Movies for Grownups Awards Winners. TV for Grownups.

New Shows to Watch in Free Online Novel. Read 'The Raging Storm'. Spice Up Your Love Life. Navigate All Kinds of Connections. Get Fit. How to Create a Home Gym.

Personal Tech. Store Medical Records on Your Phone? Tech Tips. Maximize the Life of Your Phone Battery. Virtual Community Center. Join Free Tech Help Events.

Your Home. Create a Hygge Haven. Soups to Comfort Your Soul. AARP Smart Guide. Car Buying. Driver Safety. Is Now the Time to Buy an Electric Car? We Need To Talk. Assess Your Loved One's Driving Skills. AARP Smart Driver Course.

Building Resilience in Difficult Times. Tips for Finding Your Calm. Weight Loss After 50 Challenge. Cautionary Tales of Today's Biggest Scams. Quick Digest of Today's Top News. AARP Top Tips for Navigating Life. Get Moving With Our Workout Series.

You are now leaving AARP. org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.

Go to Series Main Page. But there are ways to protect yourself, including staying up on the latest schemes and following the advice listed below. Informed Delivery is a free service from the U. Postal Service. The agency emails photos of letter-size mail expected to be delivered to you that day or shortly after.

This is a great way to be sure that nothing is stolen from your mailbox by ID thieves. Sign up at InformedDelivery. Get Alerts. A hot fraud now is scammers stealing checks from mailboxes, erasing the ink and using them to steal from bank accounts.

Please leave me something to review. Be wary of people posing as utility workers who show up unannounced. Shred any papers that contain private information financial statements, bills, shipping receipts before putting them out for pickup to avoid identity theft.

Many communities have shredding events or permanent drop-off sites. Get in the habit of dropping off your accumulated documents once every few months. If you are unsure, notify the cashier and pay using an alternative method. Routinely check yours many credit card companies provide it for free; if not, go to AnnualCreditReport.

com or call Watch for unusual activity; if you see any, report it immediately to the appropriate financial institution. Then freeze your credit report. This prevents scammers from opening new credit cards or making big purchases in your name.

Visit IdentityTheft. gov for more information. Make copies of the remaining cards front and back and store in a safe place. Audit your wallet and purse frequently. Take out any unnecessary items that collect and could compromise your personal information if lost or that would be a hassle to replace.

Create online accounts with each of your financial institutions. Come up with a unique password for each. Then get in the habit of reviewing the transaction lists on a weekly or biweekly basis.

Be sure you can account for every listed transaction. Spot something odd or incorrect? Immediately report it. If you have a newer model, turn on biometric identification finger­print or facial recognition ; this will help prevent a thief from logging in to your phone. Make sure your voicemail is set up and not full, so you can receive legitimate messages.

Scammers are sending far more bogus texts , often posing as companies you routinely deal with. Never respond to an unsolicited business text; if you think it might be valid, call the organization or go online.

Then only someone logged in to your phone can receive the code to access those accounts. Consider subscribing to an antivirus software service. Some security experts say browsers and device manufacturers have more built-in malware protection than years ago, such as Microsoft Defender, which comes installed on Windows 10 and 11 machines.

Some paid subscriptions also include ad tracker blocking, cloud backups of your machines and identity theft monitoring. Privacy Policy. Actively designate unsolicited and unwanted email that shows up in your inbox as spam, so future emails from that site get blocked.

Malware is often planted via email attachments. Set your profile so that only your friends can see your Facebook page. This easy-to-use wizard will guide you through the settings.

But also note that imposter scams, where someone pretends to be your friend, are rampant on social media. To avoid shopping scams , when typing in a URL, double- and triple-check the spelling to ensure you are on the correct page.

Pprevention 'The Raging Storm'. AARP Smart Fraud prevention advice advkce Ways to Boost Home's Curb Appeal. Job Search. Low monthly payment options Convenient funding process Reports, Getty Images Illustration: Consumer Reports, Getty Images. Download the Bank of America Mobile Banking app and allow push alerts for more secure communication about your accounts. State Guides Assistance and Services in Your Area.

By Dak

Related Post

0 thoughts on “Fraud prevention advice”

Добавить комментарий

Ваш e-mail не будет опубликован. Обязательные поля помечены *