Efficient loan application

Payments for your loan are collected through your utility bill, please contact your utility to determine your payment options.

Owners of residential properties up to four units receiving utility service from a participating gas or electric utility are eligible for the loan.

You must be the owner of the building but do not have to reside in the building to make eligible improvements. Eligible residences include single family homes, duplexes, mobile homes, condominiums or unit residential buildings.

Additional borrowers can be added but they must also be listed on the utility bill and own the home. For rental properties, the property owner must apply for the loan and be named on the utility bill. Contact EFS at to request a payoff quote for up to fifteen 15 days in the future.

The date the payoff amount is received by your utility is the date that your loan will be considered paid off. Depending on when your loan payoff amount is received, you may still owe additional utility charges as well as any monthly loan payments that were billed to you before the payoff was quoted.

Those amounts must also be paid in order to be considered paid in full. If you are mailing your payment, please add extra time to account for mailing in the payment. At the time of the payoff quote you will be provided with a payoff letter that must accompany your payment to the utility. Illinois For Homeowners For Businesses For Contractors For New Contractors For Existing Contractors About EFS.

The Illinois On-Bill Energy Efficiency Loan Program How can I qualify? Help me find an approved contractor The Fine Print Calculate your loan costs I'm ready to apply! Frequently Asked Questions The Illinois On-Bill Energy Efficiency Loan Program The Illinois Energy Loan Program is designed to encourage the installation of high efficiency measures to increase the energy efficiency of your home.

The Illinois Energy Efficiency Loan Program allows utility customers like you to: Pay for improvements through a monthly loan charge on your utility bill Decrease your energy consumption Reduce your utility bills Increase the comfort and value of your home Improve the indoor air quality of your home Make your home more resilient against the impacts of climate change, like extreme high and low temperatures and more pollutants in the air The Illinois Energy Efficiency Loan Program is brought to you by these participating gas and electric utilities: Apply for a new loan Log in.

Ameren Illinois. All borrowers must be listed on the utility bill, and everyone listed on the utility bill must be borrowers For rental units, utility account must be in name of owner Active and current utility account Utility account cannot have been cutoff for non-payment in the past 12 months nor have a pending cutoff for non-payment Utility account cannot be under a deferred payment agreement or have a pending deferred payment agreement Utility requirements listed above must be met from the start of the application through loan closing, when a final utility eligibility check will be performed.

The primary account holder must be the borrower All borrowers must be listed on the utility account For rental units, utility account must be in name of owner Active utility account with no pending cutoff for non-payment Utility requirements must be met from application through loan closing when a second and final utility eligibility check will be performed.

Nicor Gas. The primary account holder must be the borrower All borrowers must be listed on the utility bill For rental units, utility account must be in name of owner Active utility account that is not currently cut off for non-payment Utility requirements must be met from application through loan closing when a second and final utility eligibility check will be performed.

Peoples Gas. All borrowers must be listed on the utility bill and all parties listed on the utility bill must be borrowers For rental units, utility bill must be in name of owner Active utility account Utility requirements must be met at the time of application.

North Shore Gas. Find a contractor. Enter Loan Information:. Amount of the loan:. Annual percentage rate of interest:. Repayment period in years:.

Your monthly payment will be:. Your total payment will be:. Your total interest payments will be:. Apply for a new loan Log in. What is the interest rate for the loan? What are the terms of the loan? Is there any collateral for the loan?

No, the loan is an unsecured loan. Can I pay more than my monthly payment? What if I pay my monthly installment but fail to pay for electric or gas service? How will I be billed for this loan?

When will I be billed? What happens if I move or transfer title to the property? What contractors retailers participate in the program?

How long will it take to hear back about my application? What are the Utility Eligibility Requirements? What happens once I am approved for the loan? Can I sign up for auto-pay to pay my bill? What types of properties are eligible for the program?

Can I finance rental properties? How do I obtain a payoff amount for my loan? In fact, several digital lenders promote their products, by promising 1-day and 2-day time-to-funding in their advertising headlines. How do lenders adjust to this new norm, where time-to-funding has been reduced to a single day?

The only way to deliver account approvals at this pace is to automate your application review process with technology platforms, automated systems software, and advanced credit scoring software. It may sound like a big investment, but these FinTech systems deliver several benefits that work to improve portfolio profitability:.

The primary goal for every lender is to maximize their portfolio yield. Historically, lenders have equated decision speed with credit risk. The faster the approval, the higher the risk.

Credit decision software has changed this equation. The TurnKey Lender platform leverages traditional and non-traditional credit scoring combined with machine learning to constantly refine the credit scorecard.

Our clients enjoy a faster approval process that delivers more new accounts, all accurately priced to maintain and improve portfolio yield. At TurnKey Lender we monitor best practices used by digital lenders, alternative funders, and online banks.

In addition, we like to keep an eye on the e-commerce industry. This group of online sellers is on the leading edge of conversion rate optimization CRO. And quite a few of their conversion rate techniques are applicable to the lending industry.

Start by reviewing your prospecting strategy, search engine optimization SEO tactics, and advertising messages. Akamai Internet Observatory published a study showing the negative impact of slow technology:.

We believe these behaviors are due to subconscious assumptions made by consumers. They translate cutting edge functionality to cutting edge cybersecurity, cutting edge products, and cutting edge customer service.

On the other hand, dated functionality and slow manual processes makes them question the quality of all three. You want to make sure every individual link in the application path is optimized and cybersecure.

Work with user experience UX professionals to cut down the borrower path to the minimum number of steps, and the minimum amount of information you need to make a good credit decision.

Audit the path and reduce any friction. Any extraneous steps, or nice to have information fields, will slow down the process and lose good accounts to the competition. There will be plenty of opportunity to capture additional borrower information, to support upsell and cross-sell campaigns, as you nurture a relationship with your new account holder.

They search online for articles about the loan origination and underwriting process, because they want to proactively participate. Your marketing team should post informational articles on your website blog as part of a content marketing strategy.

Include topics designed to help prospects complete their application more efficiently. One of the benefits of content marketing in the digital age is that the information seeker can move from the blog article to the loan application with one click.

According to a recent article in Finovate , at least half of the origination budget gets eaten up by manual processing for identity verification and anti-money laundering programs. An automated application review system can replace manual procedures, increasing operational efficiencies and reducing costs.

These turnkey solutions use sophisticated automation software to review applications faster, and to make more accurate credit decisions. Your lending operation will originate more loans, reduce operating expenses, and increase yield by booking more profitable loans at an individual account level.

In a consumer marketplace where borrowers choose speed and convenience over APR, your lending operation must be positioned to deliver instant approvals, and 1-day funds transfer. One of the best ways to deploy an advanced automation and credit scoring system is to leverage LaaS technology.

The credit decision software integrates traditional credit data, alternative credit data, and machine learning that supports your ability to approve more credit-worthy applicants, even those with thin credit files.

Thank you! Get in touch with any questions at [email protected]. TURNKEY LENDER PLATFORM. End-to-end infrastructure that automates your entire lending process. Loan Origination Software. Loan Management Software. Debt Collection Software. OTHER FUNCTIONS. Underwriting Software Peer to Peer Risk Management Decision Management System.

For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower

Energy Efficient Mortgages

Video

How Principal \u0026 Interest Are Applied In Loan Payments - Explained With Example

Loan Option Through the HELP program, a homeowner can obtain a five year loan to improve the energy efficiency of their existing home. “HELP loans function Loans are available from $ - $10, Please note that loan amounts over $3, are subject to UCC filing and standard fees. You can fill out the application Highlights · 0% interest financing for low and moderate income Vermonters. · Finance % of your project, up to $20, · Can be processed in as little as two: Efficient loan application





















BOOK A CALL. The loan installment will appear Credit card eligibility for balance transfer your monthly utility bill Variable-rate consolidation loans Efficient loan application separate loaan item. Loan is due upon applicayion of the property or account name change. Loan payments are made on monthly utility bills. Once all conditions of the preapproval are received and accepted, your loan will go through a final review process for final approval. The City reserves the right to revise these policies and to approve or disapprove loans in the best interest of the City. Additional information about the FHA EEM can be found on FHA's web site. Call Customer Operations at Contact Electric GFR Map. Energy Efficiency Loans for California Homeowners and Tenants Formerly known as the Residential Energy Efficiency Loan program, the GoGreen Home Energy Financing program GoGreen Home is designed to help Californians save energy at home by making attractive financing more widely available for home energy efficiency improvements. Loan payout — Mail or email us your signed Completion Certificate. For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower Federal Housing Administration (FHA) Energy Efficient Mortgage Program the lesser of 5 percent of: Applications for an FHA EEM may be submitted to the local Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower Include topics designed to help prospects complete their application more efficiently. Start by outlining the steps in the process, and tell Apply now through Efficiency Maine for a variety of home energy loans to help you pay for your Maine home energy upgrades The Energy Efficiency and Conservation Loan Program (EECLP) provides loans to finance energy efficiency and conservation projects for commercial, industrial Can I finance rental properties? Owners of residential properties up to four units receiving utility service from a participating gas or electric utility are Efficient loan application
Compare Appliccation Loans. Application Efficient loan application Open. Income Efricient Applies. Nearly every rural electric cooperative utility nationwide Low documentation needed some form of energy Efficirnt program as part of their strategy to manage power costs, meet consumer demand and increase environmental regulatory compliance. Current terms: No down payment. Funds will be applied to your utility service first and the balance will be applied to your Loan installment. Fresno Full Circle Brewery expands business operations during COVID thanks to financing equipment upgrades. Driver's License. This rate will be fixed throughout the term of the loan. See the types of improvements that may be financed by each participating utility in the Eligible Measures Chart. Eligible Improvements: We hope to help you install high efficiency equipment and improvements in your home to increase its efficiency. Duct modifications must be accomplished by a licensed HVAC contractor. For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower The Idaho Governor's Office of Energy and Mineral Resources (OEMR) State Energy Loan Program offers low-interest loans to fund energy efficiency Include topics designed to help prospects complete their application more efficiently. Start by outlining the steps in the process, and tell Apply for a PG&E interest-free loan. Apply now. PG&E offers 0% interest loans for replacing old and worn-out equipment with more energy-efficient For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower Efficient loan application
Print the application - Download and complete the Effiient application. Ameren Efvicient. When completed, mail Credit card eligibility for balance transfer fax your application to Slipstream EFS at the address below. To find an authorized contractor under this loan program access the contractor search feature on our website. Partial payments can result in loss of utility service. You are not approved for the loan until after you sign the Loan Promissory Note. Compare Energy Loans. Energy Efficient Mortgages An Energy Efficient Mortgage EEM can be used by borrowers to purchase or refinance a home that is already energy efficient, such as an ENERGY STAR certified home, or to finance energy efficient improvements to an existing home. of Energy. These loans are limited to Eversource and United Illuminating residential electric customers. These Utility Eligibility Standards vary by utility and may include any combination of the following: my utility account number must be valid; my utility account must be active and current; my utility account cannot be cutoff for non-payment, have a pending cutoff notice, or have been cutoff for non-payment within the last 12 months; my utility account cannot be under a deferred payment agreement or have a pending deferred payment agreement; all utility account holders must be named on the loan; all persons on the loan must be named on the utility bill; the borrower is the primary utility account holder. For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower The Residential Energy Efficiency Loan (REEL) program offers affordable financing to help California homeowners and renters reduce their energy use Highlights · 0% interest financing for low and moderate income Vermonters. · Finance % of your project, up to $20, · Can be processed in as little as two The Idaho Governor's Office of Energy and Mineral Resources (OEMR) State Energy Loan Program offers low-interest loans to fund energy efficiency Submit the online BeSMART Loan Application or the paper BeSMART Loan Application.​​ · Complete loan documents - Once the specific project is approved, the loan Application Period is Open! The Missouri Department of Natural Resources offers low-interest loans to communities for qualified energy-saving investments Apply for a PG&E interest-free loan. Apply now. PG&E offers 0% interest loans for replacing old and worn-out equipment with more energy-efficient Efficient loan application
How do I Efficient loan application a payoff wpplication Credit card eligibility for balance transfer my loan? Request a Demo. Alternatively, the contractor may applictaion able lona print a applicatikn of the loan documents and present to you applicztion signature. Department Personal credit criteria Agriculture's USDA Efficiwnt Family Housing Loaj Loan Program assists approved lenders in providing low- and moderate-income households the opportunity of homeownership in eligible rural areas. The primary account holder must be the borrower All borrowers must be listed on the utility applicaation For rental units, utility account must be in name of owner Active utility account that is not currently cut off for non-payment Utility requirements must be met from application through loan closing when a second and final utility eligibility check will be performed. Note that the Florida Building Code does not address comfort, neatness, cleanup or quality of workmanship. Will the City's loan check be mailed to me or mailed to my contractor? No, but getting competing bids is recommended. The projects should be initiated and installed concurrently; the OBF loan will not be funded until the completion of all premises included in the project. Participation History Click HERE for a graph and table showing the number and value of HELP activity by year. In addition, we like to keep an eye on the e-commerce industry. Interest rates subject to change, you will be subject to the current interest rate available at time of application. Section Menu Please allow up to two 2 billing periods for the loan installment charge to appear on your utility bill before contacting your utility. For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower Energy Efficiency · Smart-E Loans *** Capital for Change (C4C) is pleased to announce that we have achieved our goals for the Smart-E Loan Program. · Home Energy The Residential Energy Efficiency Loan (REEL) program offers affordable financing to help California homeowners and renters reduce their energy use loan application fees, any applicable inspection charges, and more. More Energy Efficient Appliance Loan Program. The Energy Efficient Appliance Loan The Residential Energy Efficiency Loan (REEL) program offers affordable financing to help California homeowners and renters reduce their energy use applying for the City's energy-efficiency loan. Don't have work started until after you sign the Loan Promissory Note and the loan is formally approved. Our If energy efficiency options are right for you, you can apply for energy-efficient financing through a government-insured or conventional loan program. Some Efficient loan application

Efficient loan application - Can I finance rental properties? Owners of residential properties up to four units receiving utility service from a participating gas or electric utility are For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower

Or email to: amanda. galvez oer. Skip to main content Official Government Website. Contact Us. State Energy Loan Program. Click here to make a Payment The State Energy Loan Program application period is now closed. Submit Paperwork To:. Box Boise, ID Or email to: amanda. This restriction does not apply to government agency customers.

Targeted lighting measures such as LED integral lamps, LED retrofit kits, LED fixtures and advanced lighting controls can make up to percent of the total loan amount. Business customers are not able to combine multiple premises into a single project.

Governmentagency customers that are utilizing OBF to complete comprehensive energy efficiency projects may be eligible to combine multiple premises for a single project.

In order to combine multiple premises into one project the following requirements must be met:. Energy efficiency funds, including On-bill Finance loan funds, are public funds.

Depending on the project and type of work performed, a project that receives Energy Efficiency or On-bill Finance loan funds may be considered a public work as defined under Labor Code section et.

For information on the rules and regulations that apply to public works, including payment of prevailing wages, see the Department of Industrial Relations website. View program regulations. Heating and cooling systems and equipment, insulation, LED lighting, water heaters, commercial refrigerators and freezers, smart thermostats, dishwashers, heat pumps and more.

See more qualifying measures on GoGreenFinancing. Any financing arrangement entered is entirely between you and the lender. Fresno Full Circle Brewery expands business operations during COVID thanks to financing equipment upgrades.

Watch these videos to explore how energy savings are reinvested back into your business to help improve your bottom line. If you have additional questions, call our Business Customer Service Monday-Friday between 7 a.

at Energy Efficiency Financing EEF. Apply now. Step 3: Choose your project We'll help you select a project that qualifies and that saves your business the most energy and money.

Does my business qualify for an Energy Efficiency Financing interest-free loan? What projects are eligible for an interest-free loan? Are there restrictions on how I use the loan funds? Are there loan requirements for lighting projects? What are the loan amounts and repayment terms? Multiple premises Business customers are not able to combine multiple premises into a single project.

The projects should be initiated and installed concurrently; the OBF loan will not be funded until the completion of all premises included in the project. Get financing for new, energy-efficient equipment.

Learn more about GoGreen. Eligibility Requirements Applicant's business must meet one of the following requirements: Employ or fewer employees.

View program regulations Project Financing in 3 Simple Steps Get project estimate from a contractor. Select finance company and apply.

Appilcation lending operation will Credit card eligibility for balance transfer more loans, reduce Efficietn expenses, and increase yield by booking Credit card eligibility for balance transfer profitable loans loah an individual account level. Automatic payment options Loan Amount. Payments may be added to electric bill. Call Customer Operations at if you'd like more information! A City energy audit is required prior to certain loan measures: Windows, solar, and ceiling insulation. Net metering gives you kWh credits for electricity you export back onto the City's grid. Work can begin.

Efficient loan application - Can I finance rental properties? Owners of residential properties up to four units receiving utility service from a participating gas or electric utility are For rental properties, the property owner must apply for the loan and be named on the utility bill. How do I obtain a payoff amount for my loan? Contact EFS at To apply for an FHA insured energy efficient mortgage, contact an FHA approved lender. For More Information. Visit the FHA Resource Center to search the FAQs Minimum monthly payments apply: $25 for appliances and electronics; $50 for all others. <. Nebraska Dollar and Energy Saving Loans. Loan Categories, Borrower

Conventional air-source heat pumps are usually equipped with backup electric heat-strips electric resistance heat strips for supplemental or emergency heating. Minimum requirements for package systems are SEER2 Enjoy high-efficiency electric water heating using heat pump technology.

These are also known as "hybrid" water heaters. Also known as "hydroheat" or "Apollo System" a 's brand name , combination appliances use a larger capacity natural gas water heater to heat the entire house, as well as the water.

It's efficient, effective and warm. Installing a home fueling station for a Compressed Natural Gas CNG vehicle? This is a new loan measure. Call Customer Operations at if you'd like more information!

American Gas Association AGA certified equipment required Installation by a qualified contractor Electric and gas permits and inspections required. Call Customer Operations at Some models qualify for "gas furnace" rebates in proportion to size.

Learn more. Use the sun's free energy to generate electricity. Net metering gives you kWh credits for electricity you export back onto the City's grid.

Heat water using the sun's free energy. Up to a year loan term is offered for solar domestic water heating. Freeze-protected even during an electric grid power outage FSEC certified indirect or drain-back systems or qualifying solar-electric PV designs An energy audit is required.

Permanent installation, not portable Transfer switch manual or automatic Permitted and inspected. Long lasting, cooling-only central air conditioning looks identical to a heat pump but has no internal reversing valve.

Thus, it doesn't heat; it only cools. Straight Cool AC systems are typically paired with conventional gas furnaces for heating. Minimum R wall insulation An energy audit is recommended. Smart controls which respond to real-time weather are recommended.

Please call Customer Operations at if you'd like more information. Also known as a "geo-source," "geothermal" or "ground-source" heat pump, it takes heat from the earth, is quiet, has high efficiency and offers a low operating cost. This technology dries the air particularly well — a welcome feature in Tallahassee's famously damp climate.

Installation costs are higher than those for conventional air-source heat pumps. Windows must be ENERGY STAR certified at Southern ENERGY STAR standards An energy audit is required.

Utilities Home Your Account Electric Water Natural Gas Waste Management Waste Management Pickup Schedule. Section Menu Energy-Efficiency Loans - Residential Customers Please login to your utility account and click the "Requests" tab or call to begin.

Ten-Step Loan Procedure Homeowners: Login to your utility account or call Customer Operations at to start. We can schedule an energy audit if needed, prescreen for loan eligibility and begin your loan file.

Information to have ready: Name on utility account and your account number Phone number and email address We will send you a preliminary Loan Terms-and-Policies document to be signed and returned. Get contractor proposals for loan program installations.

Installing contractors must show their Florida License on proposals. You are not required to get competing bids or take the lowest bid. Getting several bids is advised but not a loan program requirement. Send copies of your current Deed and contractor proposal s : Send a copy of your current recorded Warranty Deed or Quit Claim Deed with Attachment A if applicable.

We cannot use a Deed printed from the Leon County website that has an "Unofficial" watermark. Send your installing contractor's proposal s or any vendor price proposals. Heating and air contractors should include the "Certificate of AHRI Certified Performance" document with their HVAC equipment proposal.

Our email address: YourOwnUtilities talgov. com Our mailing address this is not the physical location of our office : Customer Operations Loan Officer S. Adams St. B37 Tallahassee, FL Our fax number: Attention: Loan Officer We may ask for a Marriage License or a Divorce Decree to document a name change; or a Death Certificate for deceased persons named on your current Deed.

You can call Leon County Clerk of Courts at to get a copy of your Deed faxed to you for a small fee. Let your chosen contractor know that you're applying for the City's energy-efficiency loan.

Don't have work started until after you sign the Loan Promissory Note and the loan is formally approved.

Our loan officer prepares the loan application for you over the phone! Send back the signed documents. Next, our loan officer prepares your Loan Promissory Note and contacts you when it's ready for notarized signing. Signing the Note: To sign and notarize the final loan documents, including the Loan Promissory Note, please visit the Frenchtown Renaissance Center at N.

Macomb St. Don't forget to bring a government issued photo identification card to the signing ex. Driver's License. Note - Applicants who would rather have their documents notarized elsewhere can do so. Please send a PDF version of the "notarized" promissory note to YourOwnUtilities Talgov.

Loan Approval: After you sign the Promissory Note, we'll fax, email or mail Loan Approval confirmations to you and your contractor. Work can begin. The City or County inspect the completed work. Heating, air conditioning, heat pump hybrid water heaters, solar systems, windows, and most natural gas appliance installations are inspected by City or County Building Inspection in accordance with the Florida Building Code.

Note that the Florida Building Code does not address comfort, neatness, cleanup or quality of workmanship. Payment release procedure: The City will request the loan payment after a passed inspection.

The City's payment will be made directly to the installing contractor, unless some other arrangement has been approved in writing by the City. The payment to contractor will be made with 30 days after receipt of both 1 a passed inspection, and 2 City receipt of the installing contractor's invoice for payment.

As noted in 9a above, passing a Building Code inspection does not ensure quality of workmanship. Nevertheless, the City will release payment after a passed inspection. It is a contractor's responsibility to satisfy his or her customer and provide quality work.

Summary of Loan Terms and Policies Loans are not available for any measures that are installed before the Promissory Note is signed. Current terms: No down payment. No penalty for early payoff. Recording fees varies.

No other loan measures can be bundled with solar. A City energy audit is required prior to certain loan measures: Windows, solar, and ceiling insulation. The customer chooses his or her installing contractor.

The City does not recommend, endorse or certify contractors, nor does it warrant or otherwise guarantee their work. Installing contractors must pull applicable permits, pass required inspections, and invoice the City for completed work in the Loan Program. Loan payments are billed on the monthly utility bill.

The loan is recorded and secured with a property lien. Applicant must provide a copy of the recorded Warranty Deed or Quit Claim Deed not a Contract for Deed, not an Agreement for Deed showing real property ownership. All owners named on the Deed must be on or added to the utility account, and all owners must sign both the loan application and the Loan Promissory Note.

All past due amounts on all of the applicants' account s must be paid before loan approval. No income eligibility requirements.

Loan applications will be approved or disapproved on the basis of established program criteria, availability of funds, and City of Tallahassee utility payment Credit Ratings of the applicants.

Loans are not approved for applicants with Federal Tax Liens on property or bankruptcy declaration, bankruptcy discharge, or foreclosure proceedings within the past 2 years.

Loan payments are billed to the property owner's home address. Loans are not approved for installations at properties outside Leon County or for applicants with a City of Tallahassee utility billing address outside the City's electric service territory or outside the natural gas service territory if only that utility is provided.

Loan is due upon sale of the property or account name change. Loans are not transferable. Any financing arrangement entered is entirely between you and the lender. Fresno Full Circle Brewery expands business operations during COVID thanks to financing equipment upgrades.

Watch these videos to explore how energy savings are reinvested back into your business to help improve your bottom line. If you have additional questions, call our Business Customer Service Monday-Friday between 7 a.

at Energy Efficiency Financing EEF. Apply now. Step 3: Choose your project We'll help you select a project that qualifies and that saves your business the most energy and money.

Does my business qualify for an Energy Efficiency Financing interest-free loan? What projects are eligible for an interest-free loan? Are there restrictions on how I use the loan funds?

Are there loan requirements for lighting projects? What are the loan amounts and repayment terms? Multiple premises Business customers are not able to combine multiple premises into a single project. The projects should be initiated and installed concurrently; the OBF loan will not be funded until the completion of all premises included in the project.

Get financing for new, energy-efficient equipment. Learn more about GoGreen. Eligibility Requirements Applicant's business must meet one of the following requirements: Employ or fewer employees. View program regulations Project Financing in 3 Simple Steps Get project estimate from a contractor.

Select finance company and apply. Sign documents and receive finance company confirmation to start your project. Visit GoGreenFinancing. com to review qualifying measures and get started.

Eligible equipment upgrades include: Heating and cooling systems and equipment, insulation, LED lighting, water heaters, commercial refrigerators and freezers, smart thermostats, dishwashers, heat pumps and more.

Financing success stories. Rocket Farms success story PDF. Pan-Med Enterprises success story PDF. Spirit of San Luis Restaurant success story PDF. Fresno Brewery success story PDF. Oakland Highland Hospital success story PDF.

Fresno Grizzlies success story PDF.

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